Study in Australia: Universities, Courses, Fees & Visa for Indians

Today, Australia is one of the top study-abroad destinations that attracts more than 780,000 international students from more than 192 countries every year. This growth is very significant, especially among Indian students, with the number reaching 95,971 in recent years. This is why Australia has emerged as a global leader in terms of international education.

Today, the top and most affordable universities are globally recognized for their excellence in education, providing students with a top-notch education. Apart from academics, Australia has other great things to offer that contribute to  student/s' personal and professional growth. 

Australia has produced more than 3 million international graduates from some of its most reputed universities. For international students to study in Australia, the first and foremost step is to obtain an Australia student visa.

The student visa process in Australia is fairly simple and straightforward. Today, the Australian student visa is accessible to almost all countries. Australia is an appealing draw that offers everything a student needs for a surreal and successful academic experience.

Why Study in Australia?

• Top-ranking Universities: Australia has about 38 globally recognized QS-ranking universities that offer full-time opportunities and internships.
• Scholarships: scholarships of almost AUD 20,000 are offered to international students who study in Australia.
• Affordable: Australia has cheap tuition fees and allows international students to choose from more than 22,000 courses across 1,100 institutions. 
• Straightforward Australia student visa process: The Australian student visa is  Quick and straightforward, with an acceptance rate of 85% - 87%
• Post study work opportunities: The high standard of education in Australia leads to better employment and job prospects. Post-study work permits allow international students to work for 2-3 years.

Top Universities to Study in Australia

Australia attracts over 700,000 students from major countries of the world yearly. Some of the most popular courses for international students in Australia include accounting, business and management, engineering, information technology, and health sciences. Australia is not home to many international students for no reason.

This is because it provides a range of world-class universities that rank highly in all fields, such as research output and teaching quality.

Here is a compiled list of the best universities in Australia, along with their QS rankings, which are evaluated based on their faculty and research performance.

Top Universities in Australia

QS Ranking	Name of the University	Average annual tuition fees (AUD)
27	Australian National university	AUD 33,000 - 50,000
38	University of Sydney	AUD 30,000 - 59,000
37	University of Melbourne	AUD 30,000 - 48,000
43	University of New South Wales (UNSW)	AUD 16,000 - 40,000
47	University of Queensland (UQ)	AUD 30,000 - 43,000
58	Monash University	AUD 25,000 - 37,000
93	University of Western Australia	AUD 23,000 - 53,000
108	University of Adelaide	AUD 23,000 - 53,000
133	University of Technology Sydney (UTS)	AUD 20,000 - 37,000
193	University of Wollongong	AUD 20,000 - 30,000

Universities in Australia are ranked for various courses and programs across 51 disciplines of Engineering in Australia, Business courses, Arts & Humanities and Medicine courses in Australia, and Sciences to study in Australia.

Popular Courses to Study in Australia:

Here are the most popular courses in Australia that attract Indian Students, offering diverse opportunities and world-class education:

Name of the course	Top Universities	Average Salary
Accountancy	University of Melbourne, Australian National University	AUD 50,000 - 90,000
Actuarial Science	Australian National University, University of New South Wales	AUD 60,000 - 10,000
Agricultural Sciences	University of Melbourne, University of Queensland	AUD 45,000 - 80,000
Architecture	University of Sydney, RMIT University	AUD 55,000 – 5,000
Biomedical Engineering	Monash University, University of New South Wales	AUD 60,000 - 10,000
Core Engineering	Australian National University, University of Melbourne	AUD 30,000 - 50,000
Earth sciences	University of Western Australia, Queensland University	AUD 30,000 - 45,000
Psychology	University of Sydney, Monash University	AUD 50,000 - 90,000
Computer Science & IT	Australian National University, University of Melbourne	AUD 40,000 - 60,000
Tourism & Hospitality	Griffith University, University of Queensland	AUD 45,000 - 70,000

*Confused about the course you should choose? Avail Y-Axis Course Recommendation Services to get personalized assistance!

Australia Student Visa:

Universities in Australia are ranked for various courses and programs across 51 disciplines of Engineering in Australia, Business courses, Arts & Humanities and Medicine courses in Australia, and Sciences to study in Australia. The top-ranking courses for international students to study in Australia are as follows:

Types of Australian Student Visas

1. Australia student visa (subclass 500): Lasts up to 5 years
2. Visitor visa (subclass 600,601,651): Maximum 3 months of study
3. Working Holiday visa (subclass 417 and 462): Maximum 4 months of study
4. Student Guardian visa (Subclass 590): For a guardian accompanying the international student in Australia and has 3 months of study
5. Temporary Graduate visa (Subclass 485): Students completing education in Australia and staying back to gain work experience for 4.5 years
6. Training visa (subclass 407): Students coming to  Australia on a temporary basis either for an occupational training or professional development

Y-Axis can help you to obtain an Australia Student Visa with the highest chance of success. Our expert consultants in Australian immigration processes help you navigate its challenging procedures. Y-Axis helps students identify the right course and college in Australia that can set them on the path to a successful career.

Australia Study Visa Requirements:

This is everything Indian students need to know about applying for an Australia study visa, including requirements, documents, and the application process.

• Valid passport: A student needs a valid passport with at least six months validity beyond your planned stay in Australia.
• Confirmation of Enrollment (CoE): Confirmation of Enrollment (CoE) or an offer letter from a desired university in Australia.
• Financial proof: The candidate must have enough funds to cover their tuition fees, living expenses, and travel costs. 
• English proficiency scores: Proof of English language proficiency scores through tests like IELTS, TOEFL, or PTE (unless exempt).
• Overseas Student Health Cover (OSHC): Must have a Health insurance covers their medical expenses during their stay in Australia.
• Genuine Intent: A statement explaining a student's  intent to study in Australia temporarily and return to India upon completion of education.
• Visa Application Form & Fees: Completed visa application form (subclass 500) and along with the required fees for Indian students.
• Academic documents: Copies of  academic transcripts, certificates, and qualifications from previous institutions to support your application.
• Character & Health Requirements: Police clearance certificates and a health examination may be required for Indian students.

How to Apply for an Australia Student Visa?

Students can apply for an Australian student visa for a maximum of two months before the commencement of the course in Australia and travel to Australia 90 days before the beginning of the course.

Below are the steps for international students applying for an Australia study visa.

Step 1: Receive an unconditional offer letter from a recognized university in Australia.
Step 2: Collect all the required financial and personal documents.
Step 3: Apply by filling out the Australia student visa (Subclass 500) form and pay the required application fee.
Step 4: Schedule an appointment for biometrics and medical checkups approved by the Australian immigration panel physician.
Step 5: Await the approval of the Australia student visa, which is electronic and sent by email or postal address.

If you're unsure how to apply for a study visa in Australia, following these steps carefully will help ensure a smooth application process.

Australia Student Visa Fees

The fee for all Australian student visas is the same, irrespective of the type of subclass 500. The fee is AUD 620, with an additional fee charged that the applicant must pay. MasterCard, Visa, and American Express are acceptable modes of payment.

Total Australia student visa fees (as per the age of the student):

Age Category	Visa Fee (AUD)	Australia Student Visa Fee in Indian Rupees
Under 18 years of Age	AUD 800	~ INR 43,776
Above 18 years of Age	AUD 1090	~  INR 59,688

For students from India, it’s important to check the Australia study visa fees in Indian rupees, as the exchange rate may vary. The above fees are typically calculated in Australian dollars, and converting them into Indian rupees will give you the exact cost to pay for the Australian student visa fees.

Australia Study Visa Processing Time:

The Australian student visa processing time in 2024 is 53 days. All student visa applications are under priority order Ministerial Direction no 107. They are processed in date order in each priority category, whereas the lower ones are processed later.

Therefore, it is highly advised to apply for the Australia visa processing time well in advance, that is, 124 days before the commencement of the course in Australia. Australia has multiple reasons for attracting international students from all around the world. Like all other countries, studying in Australia has become a little expensive.

Australian Education System:

Australia has a well-structured education system, generally divided into three parts: primary, secondary, and tertiary education.

Higher education in Australia includes vocational education and training (VET), English language courses, and undergraduate, postgraduate, and doctoral courses. The Australian Qualifications Framework (AQF) operates the education system in Australia, ensuring the same quality across all levels of education. For international students who are studying in Australia, it offers them a wide variety of master's programs and PhD programs.

Structure of Education in Australia

There are 10 levels of degrees in the education system in Australia, starting from certificate 1 to doctorate, as follows:

Level of study	Description
Diploma (level 5)	Students gain the specialized knowledge and skills required for professional work and further learning. This course takes 1-2 years to complete.
Associate/Advanced Diploma (Level 6)	Students receive knowledge and skills for paraprofessional skilled work, which takes about 1.5 – 2 years to complete.
Bachelors (Level 7)	This is also called a postgraduate course, which lasts 3 – 4 years and provides knowledge about professional work.
Bachelor's Honors (Level 8)	This specialized undergraduate degree provides advanced knowledge and skills for highly skilled work. This course takes 0.5 – 1 year to complete.
Masters (Level 9)	After graduation, this expert-level degree takes 1 – 2 years to complete.
Doctorate (Level 10)	A post-graduation degree that takes 3 – 4 years to complete.

Types of Higher Education Institutions in Australia:

• Public Universities: They are operated by the government of Australia and include some of the best universities in Australia.
• Private Universities: These institutions offer shorter-term degree courses focusing on specialized fields, including religious courses.
• Institutes of Technology / Australian Technology Network (ATN):  focus on technology and practical education, providing students with hands-on experience in various fields.
• TAFE (Technical and Further Education): Focus on vocational courses, apprenticeships, and work experience; TAFE offers practical learning opportunities. 
• Private Colleges: These institutions typically offer graduation and undergraduate programs to students looking for more specialized and flexible learning paths.

Australia New Visa Rules 2024/25.

On March 23, 2024, Australia brought in 5 major new changes in rules of the immigration laws for international students. These new rules primarily aim to identify and address genuine study-abroad students and skilled graduates. The rules are as follows:

1. Replacement of Genuine Temporary Entrant (GTE) with the genuine student (GS): The student must answer a set of questions in 150 words or less for the immigration department so the student visa application can be evaluated. The set of questions include Current familial, career, and economic circumstances, Reason to select the preferred university and course in Australia, Career prospects of the chosen course, Previous employment and educational qualifications, Plans for the potential stay in Australia and History of immigration to Australia or any other country.

1. Revised Language eligibility scores: The minimum score required demonstrating English proficiency in IELTS or any equivalent examination has now been increased from 6.0 to 6.5. The validity of these tests has also reduced from duration of 3 years to 1 year.

1. Increased financial requirement: International students who wish to study in Australia must now demonstrate savings of at least $29,710, which reflects a 21% increase (AUD 5205) from previous savings amount. This change in amount is introduced because of increased cost of living for students studying in Australia. 

1. Reduction of age limit: The maximum age limit for students applying for Australia student visa will be lowered to 35 years from 50 years.

1. Condition of ‘no further condition: International students after finishing their study period and visa validity is not allowed to apply for work visa or permanent residency while in Australia except for specific conditions approved by government of Australia. To convert to another type of visa, international students must exit Australia and apply for it from their home country. Following are the condition where visa extension is not allowed:

• Many international students, who find less probability for securing permanent residency, extend their student visa by moving from course to course, particularly to those courses that are below their current level of study, to extend their specified stay in Australia.
• “Temporary Graduate Visa” holders will be restricted from transferring back to student visas while onshore.

Financial Considerations to Study in Australia

The cost of studying in Australia for international students is AUD 29,710 a year. While Australia has a steady influx of international students, the cost of living in Australia has also increased.

Australia has multiple reasons for attracting international students from all around the world. Like all other countries, studying in Australia has become a little expensive.

The tuition fees in Australia vary depending on the course and the international student's university. Here is a breakdown of the cost of studying in Australia based on the level of courses pursued in Australia for international students:

Average Costs by Education Level in Australia

These figures do not include high-value courses such as veterinary or medical degrees, and their tuition fees in Australia can be slightly higher. According to the official fee estimates provided by the Australian National University, the total annual cost of studying in Australia for pursuing an undergraduate degree is around AUD 42,560 for a Bachelor of Arts program and AUD 47,940 for a Bachelor of Science or Medical Science program.

Level of education	Cost (AUD)
Undergraduate Bachelor Degree	AUD 20,000 – 45,000
Postgraduate Master’s degree	AUD 22,000 - 50,000
Doctoral degree	AUD 18,000 - 42,000
Vocational education and Training	AUD 4,000 - 22,000
English Language studies	AUD 50,000 - 90,000 per week

Living Expenses in Australia For Indian Students

Apart from studying in Australia, international students also have to consider the cost of living in Australia as a student. These costs vary based on the location and the type of accommodation.

The following are the estimated costs per month based on the type of accommodation, food, utilities, and entertainment:

Expenses	Cost of expenses (per week)
Accommodation	AUD 160 – 440
Food and Groceries	AUD 140 – 280
Transportation	AUD 30 – 60
Gas and Electricity	AUD 10 – 20
Phone and Internet	AUD 15 – 30
Entertainment	AUD 80 – 150

Types of accommodation: 

Type of Accommodation	Cost (AUD)
Hostel and guesthouses	AUD 90 – 150 per week
Shared Rental	AUD 95 – 215 per week
On campus	AUD 110 – 180 per week
Homestay	AUD 235 – 325 per week
Rental	AUD 185 – 440 per week
Boarding schools	AUD 11,000 – 22,000  a year

City-wise Cost of Studying in Australia 

When listing Australian universities, applicants must always check out the Australian cities, location, and their cost of living in Australia. While some Australian cities can be expensive, others will be affordable.

Canberra, which is also the capital city of Australia, is the most costly city, and Darwin is the most inexpensive city in Australia. So, applicants who do not wish to spend much on living expenses can shortlist universities accordingly. Since Australia has some of the maximum footfall in its Melbourne and Sydney universities, it is important to consider the cost of living in Australia when deciding.

The table below is presented to understand the city-wise living expense head in Australia for Indian students:

City	The average expense per week
Adelaide	AUD 571.5
Melbourne	AUD 643.5
Sydney	AUD 690.5
Perth	AUD 619.5
Brisbane	AUD 610.5
Canberra	AUD 700.5
Hobart	AUD 583.5
Darwin	AUD 546.5

Scholarships for Indian Students to Study in Australia

As a student who wants to save money, do you want to start your study adventure in Australia?
A number of scholarships to Australia are available for international students. More than 1000 Australian scholarships for international students are available at top Australian universities for the academic year 2025-2026.

These scholarships provide an average monthly stipend of AUD $20,000, tuition fees, accommodation charges, health insurance, and travel allowance.

More than 120,000+ scholarships to Australia are available for international students to study in Australia. Universities or government-funded scholarships offer these opportunities. Following is a list of scholarships in Australia for Indian students:

*Also read…

Which scholarships can I get to study in Australia?

Name of the Scholarship	Eligibility	Benefits
Australia Award Scholarship	Graduates applying for engineering, construction, energy, and resources	Full tuition fee, some part of living expenses, Overseas student health care cover, and Air travel
Global Excellence Scholarship	Under graduation and Post-graduation	Varies by university
Australian Government Research and Training Program	undergraduate and graduate courses in the department of education by certain universities	Full tuition fee + Partial stipend
Destination Australia International scholarship	research, postgraduate, and undergraduate studies in regional Australian Universities	45,000 AUD – 60,000 AUD
Australia APEC women in research fellowship	Women researchers in field of science, math, Technology and Engineering	AUD 300 a month + establishment and travel allowance
International postgraduate research fellowships	Students pursuing postgraduate research degree	Covers tuition fee + health insurance

Education Loans Options For Indian Students

Enrolment rates in Australian universities are increasing by 4-5% each year. International Students who wish to study in Australia for higher education must pay total tuition fees before leaving their country of departure. Only a limited number of banks on Australia's acceptable list can offer educational loans to international students. Other than scholarships, students choose education loans to study in Australia. Here is a list of secured and unsecured loans for Australia.

Secured Education loans for Australia

Name of the Lender	Maximum Loan Amount (INR)	Rate of Interest	Margin Money
SBI	Up to 1.5 CR	10.65% (for girls) 11.50% (for boys)	10%
UBI	Up to 1.5 CR	10.5% - 10.85%	10% (listed university) 15% (non – listed university)

Unsecured Education Loans for Australia

Name of the Lender	Maximum Loan Amount (INR)	Rate of Interest	Margin Money
Axis Bank	Up to 50 L	11- 13.5%	5%
ICICI Bank	Up to 50 L	10.85% - 12.5%	0% -15%
IDFC First Bank	Up to 35 L	11.75% - 13.25%	-
HDFC Credilla	Up to 20 L (Only STEM courses)	12% – 13%	-
Avanse	Up to 20 L (Only STEM courses)	12.75% – 13.25%	-
Prodigy Finance	Up to 100,000 USD	12% – 14%	-

Eligibility criteria to apply for an education loan to study in Australia

• The student must be a citizen of India
• The student must have obtained confirmation of acceptance from a recognized university belonging to Australia.
• The candidate must have a strong academic record.
• The student must have a minimum age of 18.

Work Opportunities for Foreign Students in Australia 

An individual requires a new visa if they wish to stay and work part-time while studying in Australia upon completion of studies. After completing a Bachelor’s, Master’s, or doctoral degree, an individual is eligible for post-study work in Australia for the temporary Graduate (subclass 485) visa stream. In many cases, the employer also sponsors the new visa.

After availing of the Australia student visa (subclass 500), students can work part-time while studying in Australia in any field during their stay. They can work 20 hours a week during their term classes. During breaks, international students can work for unlimited hours in Australia. However, research and PhD students can work part-time for unlimited hours during their research period.

Recently, the government of Australia has permitted international students to work even before the commencement of the course. International students get to work with the best brands in the market that can help them advance their careers. With part-time work while studying in Australia, international students can earn an average hourly pay of AUD 34.64.

Part-Time Work Regulations

• International students studying in Australia are permitted to work part-time while studying in Australia for 20 hours a week or 40 hours a fortnight. 
• Students can take up employment until their session begins.
• If the fieldwork is a normal part of the curriculum of the course they are studying and they are enrolled in, then this limit does not apply. This is applicable in the case of compulsory internships of integrated courses. 
• Research and PhD students can work part-time while studying in Australia for unlimited hours during their research period.
• Students enrolled in an Australia student visa cannot apply for a Post Study Work in Australia permit.

Australia Post-Study Work Permit for International Students

Regions	Bachelors	Masters (Coursework and Research)	Phd.
Major cities	2 years	3 years	4 years
Cities and major regional centers	3 years	4 years	5 years
Regional centers and Others	4 years	5 years	6 years

Temporary Graduate Visa (subclass 485) Processing Time

Australia has launched new measures for temporary graduate visas (TGV) for international students. Graduate visas are provided to former Australian student visa holders, offering international students full work rights and allowing them to gain work experience while they study in Australia.

The work rights are also extended up to 6 years for international students who want to study in Australia. Students do not need a job offer to apply for post-study work in Australia.

Estimated time to process the Temporary Graduate visa (subclass 485)	Applications Processed
72 days	25%
4 months	50%
10 months	75%
13 months	90%

 

*Looking to work in Australia? Get top consultation from experts at Y-Axis.   

Australia work permits visa fees

Visa Category	Type of applicant	Current Visa Fee
Subclass 189	Main applicant Applicant above 18 years Applicant below 18 years	AUD 4115 AUD 2055 AUD 1030
Subclass 190	Main applicant Applicant above 18 years Applicant below 18 years	AUD 4115 AUD 2060 AUD 1030
Subclass 491	Main applicant Applicant above 18 years Applicant below 18 years	AUD 4115 AUD 2060 AUD 1030

Eligibility for Post-Study Work in Australia

• The students must apply within 6 months of completing their studies.
• Students are required a minimum of 16 months of Australia stay-back period.
• They must complete 92 weeks of the course, which must be registered with the
• Commonwealth Register of Institutions and Courses for Overseas Students (CRICOS).
• A standalone diploma is not accepted for eligibility for the stream.
• It must have been undertaken at an Australian university with an Australian student visa, and the course must be taught in English.
• Must be above 18 years and below 35 years of age.
• Must have sufficient health coverage for the duration of stay.
• Students must demonstrate proficiency in English.

Documents required for the post-study work in Australia

• A valid passport
• Completion of study certificate letter that must have a course CRICOS code, commencement and completion date from the education provider
• Medical certificate and health insurance from the health provider
• Character certificate

Step-by-Step Guide to Applying for the Post-Study Work Permit in Australia

Step 1: Visit the official website of Australian Government immigration and citizenship
Step 2: Create a new account and select the type of post-study work in Australia permit to apply
Step 3: Fill out the application form completely as required
Step 4: Provide biometric details and all the documents required and pay the required application fee
Step 5: Appear for the visa interview

Admission Requirements for Studying in Australia

The admission requirements for international students who want to study at Australian universities vary based on their course level and the specific university.

Mentioned below is a list of all Australian student visa requirements:

• electronic confirmation of enrollment (eCoE) certificate
• Clear Statement proving the intention and purpose of the student to study in Australia and not settle down
• Application fee for the Australian student visa
• A valid passport
• academic documents and transcripts from the previous institution
• Four recently clicked passport-sized photographs.
• Proof of financial ability (living expenses, expenses of documents, tuition fees) so that the student can fund their stay in Australia
• 2 – 3 Letters of recommendation from concerned people
• Health Insurance policy (OSHC)

Living in Australia for Indian Students

Australia has been observing quite rapid growth and providing the best experience to international students. As per the QS rankings of cities of the world, The major cities in Australia are ranked in the top 100 best cities for studying abroad. Here is a complete list of Australia's best cities for studying, top universities, and their average annual cost of living.

Best Cities for International Students

Name of the city	Description	Average cost of Living
Melbourne	Melbourne is the most  vibrant southeastern city in Australia.It is also called Australia's education and sports capital. Melbourne is where research and innovation come together to solve global challenges. Melbourne is ranked as the world's fourth-best city and considered one of the best cities for studying in Australia. The reasons why it is one of the best cities for students studying in Australia are the exceptional public transport system, excellent healthcare, prestigious universities, and availability of sports courses.	AUD 30,000 – 40,000
Sydney	The city is ranked as the 7th best city in the world with a score of 96.1.Sydney has more than 50,000 international students who study in Austrailia every year. Sydney  offers the students a culturally diverseenvironment and rewarding employment prospects. Most of the dynamic companies are present in Sydney today. The average cost of living in Sydney is AUD 30,000 – 45,000.	AUD 30,000 – 45,000
Brisbane	The city of Brisbane is the capital of Queensland and ranks fourth as the fourth most affordable student city in Australia. Students in Brisbane also receive a 50% discount on public transportation, which makes transportation very affordable for them. Brisbane offers its international students the best student experience. Brisbane is also home to world-renowned universities like the University of Queensland, Griffith University, and James Cook University.	AUD 24,000 – 35,000
Adelaide	Adelaide is the economic hub of South Australia. It is world-renowned and allows international students to grow personally and professionally. Adelaide is also an economic city, as the cost of living is AUD 20,000 – 30,000.	AUD 20,000 – 30,000
Canberra	The capital of Australia, Canberra, is ranked as the 30th QS best city in the world, with an overall score of 83.9. Its average cost of living in Canberra is AUD 25,000 – 30,000. Canberra boasts the presence of some famous universities, such as the University of Canberra and Charles Sturt University.	AUD 25,000 – 30,000

If you're ready to take the next step in your study abroad journey, Y-Axis can help you navigate the process of applying for an Australian student visa and choosing the best university for your goals. Contact us today to begin your path to a bright future in Australia!

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