How to Open a Bank Account in the UAE from India?

To open a bank account in the UAE from India, you will need to submit a valid passport, proof of residence in India, and income-related documents such as bank statements, salary letters, and an Emirates ID or a UAE visa if you plan on relocating. The first step towards opening a bank account in the UAE involves selecting a bank that offers a non-resident account, followed by arranging the required documents for submission. Additionally, you would also be required to secure a Bank Reference Letter/NOC from your Indian bank. You can submit the applications through the international services offered by your registered bank, send them in person for non-resident (NRI) bank accounts, or submit them online to UAE banks like Emirates NBD/RAKBANK.
 

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Eligibility requirements for opening a bank account in the UAE

The eligibility criteria for opening a bank account in the UAE for Indians vary depending on whether the applicant holds an Emirates ID or is a non-resident applying from India. The UAE bank accounts generally require documents such as a valid passport, proof of permanent address in the home country, and a valid KYC at the time of application submission. While it is possible to open a bank account in the UAE online, some local banks require an in-person visit for verification.
 

Eligibility requirements to open a bank account in the UAE without an Emirates ID (non-residents):

• An original and valid passport
• Proof of permanent address in the home country (electricity bill, tenant contract)
• Proof of funds (salary certificate, Indian bank statement).
• Original KYC documents for verification.
• Bank Reference Letter/NOC from your Indian bank.
• In-person visit for final approval.

Eligibility requirements for residents with an Emirates ID:

• An original and valid passport
• Mandatory Emirates ID
• UAE Residence visa
• Proof of address in the UAE (tenancy contract or lease agreement).
• Bank statement or salary slips as proof of sufficient income (minimum AED 5,000 for certain accounts).
   

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Steps to open a bank account in the UAE for Indians

The following is the step-by-step way to open a bank account in the UAE:

Step 1: Select a bank in the UAE that offers non-resident banking options and choose the correct savings account.

Step 2: Gather the necessary documents based on your eligibility, whether you are a resident or a non-resident.  

Step 3: Apply online via the bank's digital banking services or visit the nearest branch for in-person biometric verification.

Step 4: Submit and verify the documents, then fund your account with the initial deposit.

Step 5: Receive account approval details, which include debit/credit card information.
 

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